What are its standards for reporting a match?
There is no legally required standard for what is considered a match. Each CRA sets its own standards. If the standards are not high enough, mistakes will occur. For example, since thousands of people have the same first and last name, additional information is required to be sure a criminal record belongs to the applicant.
- At least two primary identifiers (full name, date of birth, driver’s license number, Social Security number) must match before reporting.
- All identifiers present in both the criminal record and the applicant’s file must match before reporting.
- Apparent matches are reviewed by trained personnel before reporting.